Protects the inside and outside of your home, outside structures (garage, shed, etc) and personal property from perils like fire, lightning and vandalism. Coverage is also provided for personal liability in case someone is injured on your property or due to a personal action on your part to someone else. Extra expense coverage is also included to cover expenses up and over your daily expenses in case you need to stay in an alternative location while your property is being repaired. Condominium coverage (“inside the walls”) is available for condo owners.
Renters coverage: Exclusively insures the personal property of renters. Does not insure the landlord’s building.
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